What should you do if you plan to change your insurance policy?

Reviewing your current policy before making any changes is essential to ensure that you fully understand the coverage you currently have and how it fits your needs. This step allows you to identify any gaps in coverage or areas where you want to increase protection. By being aware of the specifics of your existing policy, such as its limits, deductibles, and exclusions, you can make an informed decision about what kinds of changes would benefit you and whether those changes align with your current circumstances and financial goals.

By recognizing what your needs are and what your current coverage entails, you're better positioned to talk with your insurer about the necessary modifications and any potential cost implications. It also empowers you to explore different options that may be available, ensuring that your new policy meets your requirements more effectively than your current one.