Which coverage is relevant for financial loss due to trip cancellations and baggage delays?

Travel coverage is specifically designed to address financial losses incurred during travel-related incidents, such as trip cancellations and baggage delays. This type of insurance can reimburse travelers for non-refundable expenses if a trip has to be canceled for a covered reason, as well as cover delays that may lead to additional costs, such as purchasing essential items if baggage is delayed.

Liability coverage typically protects against claims made by others for bodily injury or property damage and is not relevant to trip-related financial losses. Property coverage generally pertains to insuring physical assets, such as homes or businesses, and would not cover travel inconveniences. Health coverage is focused on medical expenses and does not encompass financial losses associated with travel disruptions. Therefore, travel coverage is the appropriate choice for addressing the specified issues of trip cancellations and baggage delays.